Side-by-side Original Medicare + Medigap vs. Medicare Advantage modeling under live 2026 & 2027 federal rules — built on a zero-PII scenario model. We never collect your name, address, phone, email, Social Security number, Medicare ID, or full date of birth.
Year of birth + ZIP3 only
You decide who sees it
Nothing kept forever
Give me the best Medicare Plan based upon my scenario
Build a de-identified scenario in 2 minutes. You'll get a Scenario ID to share with the agent of your choice. We will never contact you without your explicit permission.
No account. No login. No personal information.
Disclaimer: The Medicare Optimizer is an educational and comparison tool only. We do not sell insurance, act as a licensed agent, or provide personalized legal, tax, or medical advice. Plan names, premiums, and benefits shown are estimated based on publicly available CMS data and may differ from actual carrier offerings in your area. Always verify details with a licensed insurance agent or by visiting Medicare.gov before enrolling.